Mortgage Payment Guide
Don't know how much house you can afford? This chart will give you a rough idea of what your payments would be on 15 or 30 year loans (excluding taxes & insurance) — Download pdf version of this chart
AMOUNT | # OF YEARS | 4% | 4.5% | 5% | 5.5% | 6% | 6.5% | 7% | 7.5% | 8% | 8.5% | 9% | 9.5% | 10% |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
$20,000 | 15 YRS | 148 | 153 | 158 | 163 | 169 | 175 | 180 | 185 | 191 | 197 | 203 | 209 | 215 |
30 YRS | 95 | 101 | 107 | 114 | 120 | 126 | 133 | 140 | 147 | 154 | 161 | 168 | 176 | |
$30,000 | 15 YRS | 222 | 230 | 237 | 245 | 254 | 261 | 270 | 278 | 287 | 295 | 304 | 313 | 322 |
30 YRS | 143 | 152 | 161 | 170 | 180 | 190 | 200 | 210 | 220 | 231 | 241 | 252 | 263 | |
$40,000 | 15 YRS | 296 | 306 | 316 | 327 | 338 | 348 | 360 | 371 | 382 | 394 | 406 | 418 | 430 |
30 YRS | 191 | 203 | 215 | 227 | 240 | 253 | 266 | 280 | 294 | 308 | 322 | 336 | 351 | |
$50,000 | 15 YRS | 370 | 383 | 395 | 409 | 422 | 436 | 442 | 464 | 478 | 492 | 507 | 522 | 537 |
30 YRS | 239 | 253 | 268 | 284 | 300 | 316 | 333 | 350 | 367 | 384 | 402 | 420 | 439 | |
$60,000 | 15 YRS | 444 | 459 | 474 | 490 | 507 | 523 | 539 | 556 | 573 | 591 | 609 | 627 | 645 |
30 YRS | 286 | 304 | 322 | 341 | 360 | 379 | 399 | 420 | 440 | 461 | 483 | 505 | 527 | |
$70,000 | 15 YRS | 518 | 536 | 554 | 572 | 591 | 610 | 629 | 649 | 669 | 689 | 710 | 731 | 752 |
30 YRS | 334 | 355 | 376 | 397 | 420 | 442 | 466 | 489 | 514 | 538 | 563 | 589 | 614 | |
$80,000 | 15 YRS | 592 | 612 | 633 | 654 | 675 | 697 | 719 | 742 | 765 | 788 | 811 | 835 | 860 |
30 YRS | 382 | 405 | 429 | 454 | 480 | 506 | 532 | 559 | 587 | 615 | 644 | 673 | 702 | |
$90,000 | 15 YRS | 666 | 688 | 712 | 735 | 760 | 784 | 809 | 834 | 860 | 886 | 913 | 940 | 967 |
30 YRS | 430 | 456 | 483 | 511 | 540 | 569 | 599 | 629 | 660 | 692 | 724 | 757 | 790 | |
$100,000 | 15 YRS | 740 | 765 | 791 | 817 | 844 | 871 | 899 | 927 | 956 | 985 | 1014 | 1044 | 1075 |
30 YRS | 477 | 507 | 537 | 568 | 600 | 632 | 665 | 699 | 734 | 769 | 805 | 841 | 878 | |
$125,000 | 15 YRS | 925 | 956 | 988 | 1021 | 1055 | 1089 | 1124 | 1159 | 1195 | 1231 | 1268 | 1305 | 1343 |
30 YRS | 597 | 633 | 671 | 710 | 749 | 790 | 832 | 874 | 917 | 961 | 1006 | 1051 | 1097 | |
$150,000 | 15 YRS | 1110 | 1147 | 1186 | 1226 | 1266 | 1307 | 1348 | 1391 | 1433 | 1477 | 1521 | 1566 | 1612 |
30 YRS | 716 | 760 | 805 | 852 | 899 | 948 | 998 | 1049 | 1101 | 1153 | 1207 | 1261 | 1316 | |
$175,000 | 15 YRS | 1294 | 1339 | 1384 | 1430 | 1477 | 1524 | 1573 | 1622 | 1672 | 1723 | 1775 | 1827 | 1881 |
30 YRS | 835 | 887 | 939 | 994 | 1049 | 1106 | 1164 | 1224 | 1284 | 1346 | 1408 | 1472 | 1536 | |
$200,000 | 15 YRS | 1479 | 1530 | 1582 | 1634 | 1688 | 1742 | 1797 | 1854 | 1911 | 1969 | 2028 | 2088 | 2149 |
30 YRS | 955 | 1013 | 1073 | 1136 | 1199 | 1264 | 1331 | 1399 | 1468 | 1538 | 1609 | 1682 | 1755 | |
$225,000 | 15 YRS | 1664 | 1721 | 1779 | 1838 | 1899 | 1960 | 2022 | 2086 | 2150 | 2215 | 2282 | 2349 | 2417 |
30 YRS | 1074 | 1140 | 1208 | 1278 | 1349 | 1422 | 1497 | 1573 | 1651 | 1730 | 1810 | 1892 | 1975 | |
$250,000 | 15 YRS | 1849 | 1912 | 1977 | 2042 | 2109 | 2178 | 2247 | 2317 | 2389 | 2462 | 2535 | 2610 | 2686 |
30 YRS | 1193 | 1267 | 1342 | 1419 | 1499 | 1580 | 1663 | 1748 | 1835 | 1922 | 2012 | 2102 | 2194 | |
$275,000 | 15 YRS | 2034 | 2104 | 2175 | 2247 | 2320 | 2395 | 2472 | 2549 | 2628 | 2708 | 2798 | 2381 | 2955 |
30 YRS | 1313 | 1393 | 1476 | 1561 | 1649 | 1738 | 1830 | 1923 | 2018 | 2115 | 2213 | 2312 | 2413 |